Team

Senior Vice President

Edward “Skip” Santos is a Senior Vice President and will focus on originating multifamily loans to be processed through the HUD-FHA MAP Program for CSG in the Clearwater office. Mr. Santos began his banking career at Hibernia National Bank in 1989 in Credit Analysis where he received formal credit training. As a commercial lender he specialized in Mortgage Warehouse and Commercial Real Estate lending. During 2000, Mr. Santos became the bank’s chief originator for a partnership between Hibernia National Bank and Standard Mortgage of New Orleans focusing on the origination of multifamily loans to be placed in the permanent market through FNMA and conduits.

Since 2001, Skip has concentrated on multifamily loan requests processed through the HUD MAP Program with responsibilities including origination, underwriting, and issuance of GNMA securities. His experience in multifamily lending include: Historic Tax Credits, LIHTC, affordable, market rate, and healthcare properties. Mr. Santos received his B.S in Accounting from Louisiana Tech University and an M.B.A from Loyola University.

Contact Edward “Skip” at (504) 324-3458 or esantos@csgfirst.com