Team

Chief Executive Officer

Keith J. Gloeckl is founder and CEO of Q10 | Churchill Financial. Mr. Gloeckl began his career in the insurance industry with American General of Pittsburgh, Pennsylvania. In 1974, Mr. Gloeckl formed Burne & Gloeckl Insurance Agency and grew the firm into a successful enterprise, which he sold in 1984. At that time, Mr. Gloeckl accepted a position as a Commercial Mortgage Banker with Midland Mortgage Investment Corporation, a company that originated multifamily construction loans throughout the United States. During the 1980’s the company grew significantly. In 1988, Mr. Gloeckl and two associates purchased the company and created a group of companies that became known as The Midland Companies. The companies specialized in construction, permanent and equity financing for conventional and affordable multifamily apartment complexes nationwide with an emphasis on tax credit properties.

During this time, Mr. Gloeckl served as President and Chief Operating Officer of the organization, which grew to over 150 employees in 7 offices across the country. In addition to Midland´s long standing relationships with large municipal pension funds, Midland became a Fannie Mae DUS Lender and FHA/MAP underwriter which broadened the investment base options for its clients. Mr. Gloeckl has worked with a number of corporate investors throughout his tenure.

In 1999, Mr. Gloeckl and his associates sold The Midland Companies to MuniMae (NYSE:MMA), and the company became known later as MMA Financial. Mr. Gloeckl continued to serve the company and its clients as Chief Investment Officer and a member of Senior Management Committee. During his tenure with MMA, Mr. Gloeckl was responsible for a range of functions across all debt and equity product types for all real estate finance business, as well as the supervision of Production, Underwriting, Closing, Secondary Markets, Tax Credit Origination, and various product development and management initiatives. Mr. Gloeckl also served as Trustee of the MMA Affordable Housing Group Trust and the MMA Multifamily REIT where he worked with various pension fund groups and proprietary funds.

Since 1992, Mr. Gloeckl has been instrumental in the syndication of more than $1 billion of federal low income housing tax credits.

Mr. Gloeckl is a member of the Mortgage Bankers Association of America and the National Multifamily Housing Council. Mr. Gloeckl has served as an officer for organizations such as Council for Affordable and Rural Housing, the Florida Council for Affordable and Rural Housing and is a member of various industry organizations. Mr. Gloeckl is a graduate of Walsh University and has served on its Board of Directors.

Contact Keith at 727-233-0564 or kgloeckl@csgfirst.com


Chief Operating Officer and Executive Vice President

Mr. Sanderson brings a wealth of experience providing financing solutions in both the debt and equity capital markets, including project identification, evaluation, financial modeling and structuring of tax advantaged transactions as well as managing the performance of staff and funds to maximize investor benefits and company profitability.

Mr. Sanderson serves as Chief Operating Officer and Executive Vice President at CSG.  As a thought leader in the company, his responsibilities include spearheading new product development initiatives for all available capital sources in the renewable energy, investment tax credit, and corporate financing space.  Mr. Sanderson provides the management, leadership and vision necessary to ensure that the company has the proper operational controls, administrative and reporting procedures, and people systems in place to effectively grow the organization and to ensure financial strength and operating efficiency.

In addition to his corporate duties at CSG, Mr. Sanderson leads the Renewable Energy Finance Group and is responsible for the development and financing of over $250 million in solar assets throughout the United States.  His responsibilities include identifying market trends, strategic investment, and tax credit equity for renewable energy projects through a broad range of financing sources including banks, insurance companies, and non-financial sector investors.

Previously, Mr. Sanderson worked at Churchill Financial and served as Vice President responsible for the origination, analysis, negotiation and placement of Low Income Housing Tax Credit (LIHTC) and renewable energy debt and equity finance investments.  He managed many of the day-to-day operations, including overseeing the servicing and asset management of a $100M+ project portfolio, planning and development for Marketing, Finance & Accounting and Technology departments.

Mr. Sanderson graduated from the University of South Florida, where he received his Bachelor of Science degree in Finance and was awarded three varsity letters in football.

Contact Devin at 727-233-0563 or dsanderson@csgfirst.com


Chief Financial Officer & Senior Vice President, Midwest Regional Director

Mr. Sullivan is Chief Financial Officer & Senior Vice President, Midwest Regional Director for Churchill Stateside Group and leads the company’s Chicago office. Mr. Sullivan is focused on originating debt and equity opportunities as well as product development. He has extensive experience originating and underwriting debt for Fannie Mae and FHA-HUD, as well as LIHTC equity.

Prior to joining CSG, Mr. Sullivan served as senior vice president at Great Lakes Capital Fund, a non-profit community development financial institution where he managed their lending business and Illinois and Wisconsin operations. Prior to joining Great Lakes Capital Fund, Mr. Sullivan served as vice president for the mortgage operations of the Enterprise Social Investment Corporation where he established an office in Chicago and oversaw Midwest operations. Prior to joining Enterprise, he served for ten years with a $15 billion private pension fund where he managed community development and investment activities. Mr. Sullivan finished his tenure at the pension fund as manager of alternative investments.

Mr. Sullivan graduated with a Bachelor of Science in Accounting degree and a second major in Economics from the University of Illinois. Mr. Sullivan is a Chartered Financial Analyst and a Certified Public Accountant. He has been a frequent speaker at affordable housing conferences throughout the Midwest.

Contact Jerome at 608-209-7821 or jsullivan@csgfirst.com


Senior Vice President

Edward “Skip” Santos is a Senior Vice President and will focus on originating multifamily loans to be processed through the HUD-FHA MAP Program for CSG in the Clearwater office. Mr. Santos began his banking career at Hibernia National Bank in 1989 in Credit Analysis where he received formal credit training. As a commercial lender he specialized in Mortgage Warehouse and Commercial Real Estate lending. During 2000, Mr. Santos became the bank’s chief originator for a partnership between Hibernia National Bank and Standard Mortgage of New Orleans focusing on the origination of multifamily loans to be placed in the permanent market through FNMA and conduits.

Since 2001, Skip has concentrated on multifamily loan requests processed through the HUD MAP Program with responsibilities including origination, underwriting, and issuance of GNMA securities. His experience in multifamily lending include: Historic Tax Credits, LIHTC, affordable, market rate, and healthcare properties. Mr. Santos received his B.S in Accounting from Louisiana Tech University and an M.B.A from Loyola University.

Contact Edward “Skip” at (504) 324-3458 or esantos@csgfirst.com


Vice President, West Regional Officer

Aniko Rakita Chu is Vice President, Regional West Production Officer for CSG in the Clearwater office. Aniko is responsible for debt and equity origination for both affordable and market rate properties. Aniko brings diverse real estate experience ranging from analysis and underwriting to debt and equity origination. She comes to CSG from Neighborhood Builders Community Development Corporation in Dallas where she served as Director of Real Estate Development. At NBCDC, Aniko was responsible for evaluating and expanding development opportunities, structuring debt and equity finance packages, and supervising the process from pre-development to completion while working with various lenders, legal counsel, city and state entities and capital partners.

Prior to that, Aniko worked as a Customer Account Manager at the Dallas Fannie Mae office in the conventional multifamily division, and at JPMorgan Chase Bank in Dallas as Vice President, Community Development Real Estate Banker. At Chase, Aniko completed formal credit training and was the top affordable housing loan originator in 2012. Aniko is from Hungary where she earned a BBA in Finance; she also received a BBA in Finance and Real Estate from Baylor University.

Contact Aniko at (469)-344-0068 or achu@CSGfirst.com


Vice President, East Regional Officer

Dan Duda is Vice President, East Regional Officer for CSG in the Clearwater office. Dan is responsible for debt and equity origination for both affordable and market rate properties in the East region. Dan previously served CSG as an Underwriter and was responsible for identifying risk in debt and equity real estate transactions throughout the United States.

Prior to joining CSG in 2013, Mr. Duda served as a Financial Analyst at Investors Bank in New York City. He focused primarily on originating and underwriting multifamily, mixed-use, retail, and industrial loans in the Northeast. Throughout his career, Dan has been responsible for underwriting loans totaling $200M.

Mr. Duda attended East Carolina University and received a Bachelors of Science degree in Finance.

Contact Daniel at (727) 269-5198 or dduda@CSGfirst.com